Claims
If I put in a claim for my broken auto glass, won't my rates go up?
Most windshields break from stones off the highway thrown by other car tires. Because these stone breaks are unrelated to your driving skills, they fall under comprehensive insurance. Some insurance companies refer to comprehensive insurance as "act of nature" or "act of God" incidents because they are not the driver's fault.
Other examples of comprehensive claims are a tree falling on a car or vandalism. A very small portion of your insurance bill is for comprehensive loss risk.
The vast majority of insurance companies will tell you over the phone that your rates won't go up for putting in a comprehensive claim.
How do I file a claim?
Each insurance company is different. The easiest way to file a claim is to call us and let us know about your glass breakage. We will provide free claim consultation. We'll let you know the easiest way to file with your insurance agency as well as how to minimize your total cost. Not all Deductibles are created equal!
Did you know that most insurance policies have at least two deductibles?
If you think that your auto glass repair deductible is more than $250, you may be referring to the wrong deductible. In most cases, the automotive glass repair deductible is $250 or lower, and it applies to no-fault windshield replacement and rear window claims (rock chips/cracks, vandalism etc). Usually the higher deductible is the collision deductible, which only applies to claims involving a collision/accident.
Most people don't realize that their insurance has a special lower deductible for automotive glass repair. It's worth double checking to ensure you know your AUTO GLASS deductible rather than your collision deductible before contacting your auto glass specialist.
If I put in a claim for my broken auto glass, won't my rates go up?
Most windshields break from stones off the highway thrown by other car tires. Because these stone breaks are unrelated to your driving skills, they fall under comprehensive insurance. Some insurance companies refer to comprehensive insurance as "act of nature" or "act of God" incidents because they are not the driver's fault.
Other examples of comprehensive claims are a tree falling on a car or vandalism. A very small portion of your insurance bill is for comprehensive loss risk.
The vast majority of insurance companies will tell you over the phone that your rates won't go up for putting in a comprehensive claim.
How do I file a claim?
Each insurance company is different. The easiest way to file a claim is to call us and let us know about your glass breakage. We will provide free claim consultation. We'll let you know the easiest way to file with your insurance agency as well as how to minimize your total cost.